The lending process

Here's how it typically works:

  1. Let's talk
    We will discuss your goals and requirements, and determine what options would serve you best. There's a lot out there to consider. Hmm. Maybe we should order lunch.
  2. Let's apply
    Our application process is almost painless. And effortless. And quiet. Kinda like a golf cart, if used properly.
  3. Loan gets approved
    Even if you're not the kind of person who typically needs approval, loan approval just feels good.
  4. Lock your loan rates
    Then we can confirm all the numbers that will follow, including any closing costs.
  5. Underwriting
    It sounds a little mysterious. Like undercover. Or underwear. But this is where you relax, if possible, while all the details are taken care of, and documents are prepared. Then we can arrange a signing appointment.
  6. Loan gets funded
    Once final conditions are met and everything is in order, the loan is ready to close.
  7. Sign away!
    All that's left now is to sign the docs. And sign the docs. Oh, and sign the docs. The title officer will be present to answer any questions. Like why so many docs?
  8. Hugs, kisses, etc.
    Until the next time, au revoir!
    (That's French, for "Wow, that was cool. Maybe we should do this more often!")
    Meanwhile, take care and enjoy your shiny new mortgage.
On-Line Secure Loan Application


The dream of the older generation was to pay off a mortgage. The dream of today's young families is to get one.

Pinnacle Mortgage Group, LLC 1129 Main Ave., Durango, Colorado 970/769-4851