Mortgage Application Checklist

Here is a list of the documentation you will need to assemble to get approved for a loan. Please call or e-mail with any questions. Thank you!

1. Copy of most recent 2 years complete Federal 1040 Tax Returns
   (State Tax Returns are not needed).
2. Copy of most recent 2 years W-2 Statements for each borrower.
3. Copy of 2 most recent pay stubs for each borrower.
4. Copy of 2 most recent monthly bank statements – checking and savings.
   (All numbered pages required, even if some pages are blank).
5. Copy of most recent stock, annuity, retirement, or other liquid investment statements.
   (All numbered pages required, even if some pages are blank).
6. If you have rental property, please provide a copy of the rental agreement for each unit.
7. If you are/have rented in the past 2 years, please provide landlord name, address and phone number.
8. If you are buying a new home, please provide a copy of the Offer / Purchase Agreement.
9. Please provide a copy of your current Mortgage Statement OR lender name, account number, balance, and monthly payment amount for ALL mortgage or equity loans in your name.
10. Provide a copy of your current Homeowner’s Insurance Policy (declaration page only) OR company name, agent name, phone number and policy number.